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Katelyn Cole Blog

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Posts Tagged ‘money’

25
Mar

Check out frugal dad

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Recently I’ve started reading more Internet articles about saving money. My sister told me that she had heard about a website that writes on a variety of subjects on ways to save money called frugaldad.com. She said that website was one that she goes to frequently to find tips and money saving coupons. So today I had a few extra minutes and decided to check out frugal dad for myself.

I immediately started reading an article about how to save money on tools, and enjoyed reading his little story about when he was a little boy his grandfather gave him his first set of tools, and how he and his grandfather worked together on a variety of projects that needed tools. The story brought back memories of my own relationship with my own grandfather and it brought a smile to my face. You see, even though I am female, I was a tomboy, and my grandfather treated me like the son he never had of his own. It was great fun visiting him on his farm and helping him plant seeds in the garden and follow him around in the barn and watch him slop the hogs and feed the cows.

Realizing that I enjoyed his writing style, I decided to click around on his website, and found that the author of the website is offering college scholarships! I found that very interesting that he would do that, and decided to read more about that. Apparently he is going to award two $5,000 college scholarships a year! His requirements for winning the scholarship do not seem to be unreasonable, based on academic history, extra curricular activities, and ingenuity of essays.

That particular article brought back the memory of how my youngest son was able to go to college on a full grant/scholarship to Princeton due to the generosity of one of Princeton’s alumni. A friend came over to visit a few days ago and she was talking about how her son had thrown away his chances to go to college on a full scholarship and how upset she was that he was not taking advantage of the opportunity. Her concerns made me so grateful that my son was fortunate enough to get the financial grants he needed to go to Princeton, and how that college degree will be opening doors for his career for the rest of his life.

I’ve bookmarked this frugaldad.com website; I think I’ll be going back to read it again and again.

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CATEGORIES: blessings, education, family and friends, Internet, my life, opinion, work and money

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27
Jan

That makes me nervous

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David was telling me that he was thinking about partnering with Merle in a cash advance affiliate program that he found out about through Blue Global Media. Apparently he was impressed by their website, and he thinks that with his Business degree and Merle’s accounting degree that they can make a success out of the venture.

I’m a little bit nervous about the venture because I’ve heard that some states are thinking about making payday loans illegal, but David and Merle are confident that won’t happen in this state. They are already picking out their storefront site and talking about payday loan leads and are very excited about the whole thing. I hope that they are not biting off more than they can chew!

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CATEGORIES: family and friends, legal, opinion, work and money

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25
Jan

Where has the southern hospitality gone?

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Last night I have to travel on business to a different state about 5 hours away from home. As I check into the Sheraton Hotel that I’m staying in the desk attendent does not offer to help me, I have to ask her for help. She asks me if I’m trying to check in, and I reply “that would be nice.” I give her my name, and my credit card, and a few moments later she hands me my room key and tells me what room I have. She doesn’t ask me if I need directions to the room, so I ask her how to get to the room and she tells me directions to the elevator.

I thank you and take the key, and turn to go to the elevator. I was anticipating some kind of farewell greeting from her, something like “you’re welcome” or “have a good night” or “thank you for staying with us” or ANYTHING. Not a sound. Very surprised. If I was secret shopping, she would have flunked for sure.

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CATEGORIES: my life, opinion, travel and vacation, work and money

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24
Jan

Coupons help me save a lot of money

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Do you use coupons? Most of my friends are avid coupon clippers. From time to time they will post a picture of their latest great bargains that they purchased and brag about how much money they have saved. They talk from time to time about the television show called Extreme couponers (or something like that) and about how much merchandise these people buy and how little that it costs them. I have never seen the television show for myself, in fact I don’t even know what channel it is on or what day (or night) of the week that the television show is on, but I just cannot imagine anyone having enough time in the day to collect all of those coupons and redeem them and still have any time left over for a job or a social life!
To tell you the truth, I subscribe to the Sunday newspaper simply because of the coupon inserts that come with the paper, and I’ve been thinking about the fact that now that those coupons are available over the Internet, free for the printing and clipping, that maybe I should just cancel that newspaper completely because the remainder of the paper just goes into the recycling pile.

Recently I joined a couple of new shopping websites that offer really fantastic shopping deals. Some of them you order the merchandise directly from them, others will give you a coupon code to use to buy the product at a different website. Still others just will send you an email list full of offers and coupon and discount codes. Some of the websites donate money to charity, others deposit money into a savings account for someone’s college 529K savings plan. Over the past couple of years I have saved hundreds of dollars through using these shopping websites. Still other companies will give you a loyalty card to shop at their store, and if you register that loyalty card with the company’s website, you will be on their email list and you’ll get special offers through your email account.

Just this morning I knew that I had to go into town to run some errands and I knew that I needed to buy my tax preparation software, so before I left the house I went online to locate a coupon code to see if I could get a bargain on that. And you know what? I found a coupon for 25% off a purchase at Staples! I printed it off, and I’ll be taking that with me when I go.

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CATEGORIES: Internet, my life, opinion, shopping, work and money

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20
Jan

A word of caution

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One of the things that scares me a lot is the proliferation of businesses like Little Payday that are cropping up on almost every second or third block downtown. Because of the struggling economy, more and more people are turning to short term loans to help them pay for things that they really need, like groceries and rent.

The problem with doing this type of loan is that if you are not able to pay it back within a few days of borrowing the money, you end up paying an enormous amount of interest, and by the time you are finished paying it off, you end up spending three or four or even five times the amount of money that you borrowed in the first place! Trust me, I am not a big fan of eating peanut butter and jelly every day, but if that is what it is going to take to make ends meet for a few weeks, it might be smarter to restrict yourselves to eating cheaper food for a while in order to prevent yourself from being trapped into a never-ending debt. Please folks, be really careful if you try to get a short term personal loan. Read the fine print carefully and make sure you understand all of the costs.

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CATEGORIES: education, family and friends, my life, opinion, work and money

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